When does Ford offer 0% financing again?

Anyone know when Ford usually brings back their 0% or 1% financing offers? I’m thinking about getting an Expedition or F-150, but when I ran the numbers, the current $5,000 off doesn’t come close to what you’d save with a lower financing rate. Any insights?

With the Fed rates as high as they are, you probably won’t see those low rates anytime soon. I got a 3.9% rate for 60 months on my F-150 Lightning, which was still better than what I could get on my own.

@Rowen
I managed to get 1.9% for 36 months on my '23 F-150.

2023 F150s are 1.9% for 72 here in the South right now.

@Beckett
1.9% for 6 years is solid if you can negotiate a lower sale price. XLTs are still priced about $10K higher than previous years, but with the 2024s arriving, dealers might be willing to work with you on price.

@Greer
If I could Id just grab a XL like this one, it has 4wd and the 5.0.

@Beckett
An XL for 48k? That’s wild. Feels like prices are just getting out of hand!

Jalen said:
@Beckett
An XL for 48k? That’s wild. Feels like prices are just getting out of hand!

Yeah, the 2024 model is around $53k. Prices keep climbing.

@Beckett
$50k for a base model is insane :skull:

@Beckett
Which state are you in?

Reese said:
@Beckett
Which state are you in?

Alabama. 2023 Explorers are also currently at 0% for 60 months here.

With inflation being high, I haven’t seen anything lower than 3.99% from most manufacturers.

Toryn said:
With inflation being high, I haven’t seen anything lower than 3.99% from most manufacturers.

Mazda is currently offering 0%, just saw it the other day.

Jace said:

Toryn said:
With inflation being high, I haven’t seen anything lower than 3.99% from most manufacturers.

Mazda is currently offering 0%, just saw it the other day.

I just got a CX-5 with 0% interest.

@Toryn
This is a forum for domestic vehicles.

Charlie said:
@Toryn
This is a forum for domestic vehicles.

I also own a Ford Ranger, so relax.

Jace said:

Toryn said:
With inflation being high, I haven’t seen anything lower than 3.99% from most manufacturers.

Mazda is currently offering 0%, just saw it the other day.

Not sure I’d compare a BT50 to an F-150 though.

@Kai
Wasn’t comparing—just pointing out that 0% is available elsewhere. I did check Ford, and they have 1.9% on some models, but not on the F-Series.

Jace said:
@Kai
Wasn’t comparing—just pointing out that 0% is available elsewhere. I did check Ford, and they have 1.9% on some models, but not on the F-Series.

It’s too bad Mazda doesn’t have a full-size truck like the F-150. I drove a CX-3 recently, and I liked how the infotainment system works.

Jace said:

Toryn said:
With inflation being high, I haven’t seen anything lower than 3.99% from most manufacturers.

Mazda is currently offering 0%, just saw it the other day.

Hey, this is a Ford forum.